Protecting the environment brings you higher potential returns

Swiss pensions will be smaller in the future since low interest rates translate into lower returns on pension assets. At the same time, life expectancy is rising, and the benefits pot has to be shared between an ever increasing number of recipients. These effects are mutually reinforcing and serve as a warning: If you want sufficient income once you retire, you should invest in a private third-pillar retirement savings plan.

To encourage environmental protection and improve the climate balance, we have created a portfolio committed to sustainable – responsible, ethical, social, and ecological – investments. These sustainability criteria supplement more conventional investment criteria such as performance, liquidity and security.

Studies show that this type of portfolio outperforms conventional monetary investments.

Calculate your footprint

With this calculator you can immediately see what you can do with your money. with your money. For example, how much C02 you can save.

Your gross income per year in CHF

Payment to the third pillar in CHF

Transfer to LibertyGreen in CHF

Risk level

What are you doing for the environment?
0.68 metric tonnes greenhouse gas emissions saved per year
122'723.67 litres of water saved per year
2.81 tonnes of waste saved per year
2'633.40 Kilowatt hours (kWh) saved per year
With risk level 1 (account solution) you do not yet have an impact on the environment.
And how much tax can you save?
1'491.90 tax savings in the first year

Thanks to our calculator, you can compare the sustainability of your investment against the MSCI World Index.

The index published by MSCI covers some 1’600 companies from 23 industrialised countries. It is reputedly one the most important global stock market indexes.

We source our sustainability data from MSCI ESG Research. MSCI ESG is the largest global provider of sustainability analyses and ratings in the environmental, social and corporate governance fields.

Choose from varuous investment strategies

LibertyGreen offers you a choice of six well-diversified investment strategies. The higher your capacity for risk, the higher the equities content in your portfolio. This increases your potential long-term returns.

Your portfolio is apportioned between savings capital and equities in the ratio you yourself decide. It is your decision: the higher your desired performance, the higher the equities share you need. If you are more risk-averse, you should choose a higher share of savings capital. This offers you greater stability but also significantly lower expected returns in the current low-interest environment.

Our specialists carefully select your equity investments. The focus is on sustainability, security, and return. The equities are chosen through a screening process involving the assessment of several criteria.

The process includes a negative screening with values- and ethics-based approaches, and a standards-based method involving at least three different criteria. If an investment does not meet the criteria, it is rejected. Conversely, a positive screening is designed to identify the best-in-class investments. This combination enables us to enhance your portfolio.

For Liberty, the security of your investment comes first. That is why your account and your securities are kept with Graubündner Kantonalbank. Graubündner Kantonalbank has been awarded the top AA credit-rating which places it among the best rated banks in the world.

Strategies and risk level

Transparency is important to us: that is why we focus only on direct investments in hand-picked companies to the exclusion of non-transparent, cost-intensive investment funds. LibertyGreen allows you to invest in equities from your first franc.
Strategyv Risk level Equities content Fact sheet Fees
Account solution 1 0% 0.00%
Green Invest 25 2 25% November 2021 0.10%
Green Invest 25 3 40% November 2021 0.16%
Green Invest 60 4 60% November 2021 0.24%
Green Invest 80 5 80% November 2021 0.32%
Green Invest 95 6 95% November 2021 0.38%

More links for you

Sustainability calculator

Use the sustainability calculator to check how your LibertyGreen portfolio affects the environment.

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Account opening

Open your 3rd pillar in a few easy entirely digital steps.

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Make an appointment

Make an appointment with our specialists now.

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